![\"\"](\"https:\/\/www.rm-assessors.cat\/wp-content\/uploads\/2023\/04\/Pirata.5-300x200.jpg\")
<\/u><\/em><\/p>\n<\/p>\n
Considerem que una bona asseguran\u00e7a contra els ciberatacs ha d’incloure en tot cas les seg\u00fcents garanties:<\/p>\n
Per extorsi\u00f3 entenem tota aquella alteraci\u00f3, amena\u00e7a, destrucci\u00f3, danyar o viciar qualsevol dada de registre, perpetrar accessos o usos no autoritzats a sistemes inform\u00e0tics. Tot robatori, divulgaci\u00f3 p\u00fablica de registre de dades com a informaci\u00f3 personal o de tercers. Introduir codis maliciosos a sistemes inform\u00e0tics.<\/p>\n
Amb aquesta garantia l’entitat asseguradora es compromet a reemborsar a l’assegurat les despeses en les que hagi incorregut per a la recuperaci\u00f3 de les dades dels seus servidors, incloses les minutes dels negociadors que hagin estat necessaris.<\/p>\n
Amb aquesta garantia l’entitat asseguradora indemnitzar\u00e0 al seu assegurat per la p\u00e8rdua d’ingressos, despeses forenses i despeses extraordin\u00e0ries (no previstes) patides en el per\u00edode de restauraci\u00f3 del sistema inform\u00e0tic a causa de la interrupci\u00f3 real del negoci per la fallada del sistema.<\/p>\n
Es defineix com la intrusi\u00f3 de tercers en els sistemes inform\u00e0tics de l’assegurat causant danys a tercers ( virus, troians, codi malici\u00f3s ).<\/p>\n
En cas que es declari la responsabilitat de l’assegurat, l’entitat asseguradora assumir\u00e0 la indemnitzaci\u00f3 pels danys i perjudicis causats a terceres persones a causa de la transmissi\u00f3 de virus o codi malici\u00f3s que hagu\u00e9s ocasionat un dany als seus sistemes inform\u00e0tics.<\/p>\n
Prove\u00efdor extern tecnol\u00f2gic seria aquell al qual l’assegurat transfereix les seves dades inform\u00e0tiques per seguretat o gesti\u00f3, com seria el cas de l’emmagatzematge de dades en el n\u00favol.<\/p>\n
Em cas d’un atac al prove\u00efdor extern que afect\u00e9s a les dades de l’assegurat, l’asseguradora abonar\u00e0 despeses de restauraci\u00f3 de programes, indemnitzar\u00e0 la p\u00e8rdua total o parcial per la paralitzaci\u00f3 del prove\u00efdor tecnol\u00f2gic i les despeses de mitigaci\u00f3 (despeses incorregudes per l’entitat per tal de minimitzar potencials p\u00e8rdues com pot ser subcontractar un altre prove\u00efdor extern, equips inform\u00e0tics llogats i m\u00e9s).<\/p>\n
Les empreses es queixen d’haver petit m\u00e9s pels atacs inform\u00e0tics el darrer any.\u00a0 Tot i que les incid\u00e8ncies de ciberatacs han disminu\u00eft, els costos han incrementat en gaireb\u00e9 un 50% respecte l\u2019any anterior. Per exemple, els costos\u00a0 de recuperaci\u00f3 de dades segrestades s’han incrementat un 88% en un any. Considerem que una bona asseguran\u00e7a […]<\/p>\n","protected":false},"author":3,"featured_media":7257,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[18,21,41],"tags":[2754,2755,2681],"class_list":["post-11890","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assegurances","category-butlleti-mensual","category-destacats","tag-asseguranca-contra-ciberatacs","tag-assegurar-danys-informatics","tag-solucio-virus-informatics"],"acf":[],"yoast_head":"\n<\/u><\/em><\/p>\nSom corredors d’assegurances i us informarem gratu\u00eftament de quines son solucions millors i m\u00e9s econ\u00f2miques per assegurar-vos dels ciberatacs. Consulteu-nos sense comprom\u00eds trucant al 972 208 258, o per correu electr\u00f2nic adre\u00e7at a info@rm-assessors.cat.\u00a0<\/em><\/h3>\n","protected":false},"excerpt":{"rendered":"