{"id":12275,"date":"2024-05-03T12:26:12","date_gmt":"2024-05-03T10:26:12","guid":{"rendered":"https:\/\/www.rm-assessors.cat\/?p=12275"},"modified":"2024-05-03T12:46:21","modified_gmt":"2024-05-03T10:46:21","slug":"optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2","status":"publish","type":"post","link":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/","title":{"rendered":"Optimitzaci\u00f3 fiscal mitjan\u00e7ant l’oferta d’asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l’IRPF"},"content":{"rendered":"
Les primes satisfetes per l’empresa no es consideren retribuci\u00f3 en esp\u00e8cie en l’IRPF fins a 500 euros anuals per cadascun dels assegurats (1.500 euros en cas de discapacitats). Aix\u00f2 es deriva en un estalvi fiscal per al treballador.<\/h5>\n
\n

Cada vegada s\u00f3n m\u00e9s els treballadors que contracten una asseguran\u00e7a m\u00e8dica privada a Espanya amb l’objectiu de millorar la seva assist\u00e8ncia sanit\u00e0ria. Per\u00f2, tamb\u00e9 s\u00f3n cada vegada m\u00e9s les empreses que ofereixen una asseguran\u00e7a de salut als seus empleats com a retribuci\u00f3 flexible, capa\u00e7 de reduir l’IRPF.<\/p>\n

En negociar augments salarials o en oferir el paquet de retribuci\u00f3 flexible, algunes empreses brinden als treballadors la possibilitat de contractar una asseguran\u00e7a m\u00e8dica per a ells i la seva fam\u00edlia. Conegui els avantatges fiscals d’aquest producte.<\/p>\n

Asseguran\u00e7a de salut en retribuci\u00f3 flexible<\/strong><\/h3>\n

En integrar l’asseguran\u00e7a de salut dins d’un esquema de retribuci\u00f3 flexible, la seva empresa no sols contribueix a millorar la qualitat de vida dels seus treballadors, sin\u00f3 que tamb\u00e9 maximitza la seva efici\u00e8ncia fiscal.<\/p>\n

Avantatges fiscals <\/strong><\/h3>\n

L’asseguran\u00e7a de salut oferta com a part de la retribuci\u00f3 flexible presenta un atractiu benefici fiscal tant per als empleats com per a l’empresa. Les primes satisfetes per l’empresa fins a 500 euros anuals per assegurat no es consideren com a retribuci\u00f3 en esp\u00e8cie i, per tant, estan exemptes d’IRPF. Aquest l\u00edmit s’amplia fins a 1.500 euros en el cas de persones amb discapacitat. Aquest mecanisme no nom\u00e9s representa un estalvi fiscal significatiu per a l’empleat, sin\u00f3 que tamb\u00e9 redueix la c\u00e0rrega tribut\u00e0ria per a l’empresa.<\/p>\n

Atenci\u00f3.<\/strong> L’exc\u00e9s sobre aquesta xifra s\u00ed que \u00e9s retribuci\u00f3 en esp\u00e8cie i s’ha d’incloure en l’IRPF del treballador.<\/p>\n

Com implementar l’asseguran\u00e7a de salut en la seva empresa<\/strong>:<\/h3>\n
    \n
  • Cobertura per a la fam\u00edlia:<\/strong>\n
      \n
    • L’asseguran\u00e7a ha d’incloure el treballador i tamb\u00e9 permet incloure al c\u00f2njuge i als descendents de l’empleat en la cobertura de l’asseguran\u00e7a, sense limitaci\u00f3 d’edat i sense requerir la conviv\u00e8ncia.<\/li>\n
    • L’edat dels descendents no est\u00e0 limitada. La llei es refereix a descendents, per la qual cosa l’exempci\u00f3 tamb\u00e9 es pot aplicar a les primes d’asseguran\u00e7a que cobreixin als nets o besnets del treballador.<\/li>\n<\/ul>\n<\/li>\n
    • No requereix conviv\u00e8ncia<\/strong>:\u00a0No es requereix que els descendents convisquin amb el treballador.<\/li>\n<\/ul>\n

      Exemple pr\u00e0ctic<\/strong><\/h3>\n

      Considerem el cas d’un empleat que t\u00e9 un c\u00f2njuge i dos fills, un dels quals t\u00e9 la seva pr\u00f2pia fam\u00edlia i viu separat. Si la seva empresa cobreix l’asseguran\u00e7a de salut per a ell, el seu c\u00f2njuge, els seus fills i els seus nets, podria gaudir d’una exempci\u00f3 de fins a 3.000 euros anuals en l’IRPF.<\/p>\n

      Aplicaci\u00f3 pr\u00e0ctica i conclusions<\/strong><\/h3>\n

      Adoptar una asseguran\u00e7a de salut com a part de la retribuci\u00f3 flexible pot ser una estrat\u00e8gia altament beneficiosa. Permet als empleats canviar part del seu salari brut, subjecte a impostos, per beneficis lliures d’impostos, millorant aix\u00ed el seu salari net efectiu sense costos addicionals per a l’empresa.<\/p>\n

      El convidem a considerar aquesta opci\u00f3 no nom\u00e9s com una mesura de benestar per als seus empleats, sin\u00f3 tamb\u00e9 com una eina estrat\u00e8gica per a optimitzar les finances de la seva empresa. Estem a la seva disposici\u00f3 per a assistir-lo en la implementaci\u00f3 d’aquest benefici i per a respondre qualsevol consulta que pugui tenir sobre aquesta q\u00fcesti\u00f3.<\/p>\n

      \"\"<\/p>\n

      Som Assessors fiscals i Corredors d’assegurances. Consulteu-nos sense comprom\u00eds trucant al 972 208 258, o per correu electr\u00f2nic adre\u00e7at a info@rm-assessors.cat.<\/span><\/em><\/h3>\n","protected":false},"excerpt":{"rendered":"

      Les primes satisfetes per l’empresa no es consideren retribuci\u00f3 en esp\u00e8cie en l’IRPF fins a 500 euros anuals per cadascun dels assegurats (1.500 euros en cas de discapacitats). Aix\u00f2 es deriva en un estalvi fiscal per al treballador. Cada vegada s\u00f3n m\u00e9s els treballadors que contracten una asseguran\u00e7a m\u00e8dica privada a Espanya amb l’objectiu de […]<\/p>\n","protected":false},"author":18,"featured_media":12272,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[21,41,15],"tags":[2816,2818,2817],"class_list":["post-12275","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-butlleti-mensual","category-destacats","category-rm-assessors","tag-asseguranca-salut-treballadors","tag-descomtpe-irpf-salut","tag-retribucio-especie-asseguranca"],"acf":[],"yoast_head":"\nOptimitzaci\u00f3 fiscal mitjan\u00e7ant l'oferta d'asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l'IRPF | RM Assessors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Optimitzaci\u00f3 fiscal mitjan\u00e7ant l'oferta d'asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l'IRPF | RM Assessors\" \/>\n<meta property=\"og:description\" content=\"Les primes satisfetes per l’empresa no es consideren retribuci\u00f3 en esp\u00e8cie en l’IRPF fins a 500 euros anuals per cadascun dels assegurats (1.500 euros en cas de discapacitats). Aix\u00f2 es deriva en un estalvi fiscal per al treballador. Cada vegada s\u00f3n m\u00e9s els treballadors que contracten una asseguran\u00e7a m\u00e8dica privada a Espanya amb l’objectiu de […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/\" \/>\n<meta property=\"og:site_name\" content=\"RM Assessors\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/rmassessors\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-03T10:26:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-03T10:46:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rm-assessors.cat\/wp-content\/uploads\/2024\/05\/1p01exels-photo-7089401_1714645713image-1.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"810\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Administrador Finques\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@RMAssessors\" \/>\n<meta name=\"twitter:site\" content=\"@RMAssessors\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Administrador Finques\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/\"},\"author\":{\"name\":\"Administrador Finques\",\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/#\\\/schema\\\/person\\\/393d054648944d73a9704339ae3c804c\"},\"headline\":\"Optimitzaci\u00f3 fiscal mitjan\u00e7ant l’oferta d’asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l’IRPF\",\"datePublished\":\"2024-05-03T10:26:12+00:00\",\"dateModified\":\"2024-05-03T10:46:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/\"},\"wordCount\":638,\"publisher\":{\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rm-assessors.cat\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/1p01exels-photo-7089401_1714645713image-1.jpeg\",\"keywords\":[\"asseguran\u00e7a salut treballadors\",\"descomtpe IRPF salut\",\"retribuci\u00f3 esp\u00e8cie asseguran\u00e7a\"],\"articleSection\":[\"Butllet\u00ed mensual\",\"Destacats\",\"RM-Assessors\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/\",\"url\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/\",\"name\":\"Optimitzaci\u00f3 fiscal mitjan\u00e7ant l'oferta d'asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l'IRPF | RM Assessors\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rm-assessors.cat\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/1p01exels-photo-7089401_1714645713image-1.jpeg\",\"datePublished\":\"2024-05-03T10:26:12+00:00\",\"dateModified\":\"2024-05-03T10:46:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.rm-assessors.cat\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/1p01exels-photo-7089401_1714645713image-1.jpeg\",\"contentUrl\":\"https:\\\/\\\/www.rm-assessors.cat\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/1p01exels-photo-7089401_1714645713image-1.jpeg\",\"width\":810,\"height\":450},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inici\",\"item\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Optimitzaci\u00f3 fiscal mitjan\u00e7ant l’oferta d’asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l’IRPF\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/\",\"name\":\"RM Assessors\",\"description\":\"Assessoria i gestoria a Girona, Figueres i Breda.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/#organization\"},\"alternateName\":\"RM Assessors\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/#organization\",\"name\":\"RM Assessors\",\"alternateName\":\"RM Assessors\",\"url\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.rm-assessors.cat\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/RM-Serveis_Assessors.svg\",\"contentUrl\":\"https:\\\/\\\/www.rm-assessors.cat\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/RM-Serveis_Assessors.svg\",\"width\":200,\"height\":200,\"caption\":\"RM Assessors\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/rmassessors\",\"https:\\\/\\\/x.com\\\/RMAssessors\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/rm-assessors\\\/\",\"https:\\\/\\\/www.instagram.com\\\/rm_assessors\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.rm-assessors.cat\\\/en\\\/#\\\/schema\\\/person\\\/393d054648944d73a9704339ae3c804c\",\"name\":\"Administrador Finques\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d3f1bd6d92e385be2a64414ca046dfd0894742f3427354cf9879c4644ab34739?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d3f1bd6d92e385be2a64414ca046dfd0894742f3427354cf9879c4644ab34739?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d3f1bd6d92e385be2a64414ca046dfd0894742f3427354cf9879c4644ab34739?s=96&d=mm&r=g\",\"caption\":\"Administrador Finques\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Optimitzaci\u00f3 fiscal mitjan\u00e7ant l'oferta d'asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l'IRPF | RM Assessors","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/","og_locale":"en_US","og_type":"article","og_title":"Optimitzaci\u00f3 fiscal mitjan\u00e7ant l'oferta d'asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l'IRPF | RM Assessors","og_description":"Les primes satisfetes per l’empresa no es consideren retribuci\u00f3 en esp\u00e8cie en l’IRPF fins a 500 euros anuals per cadascun dels assegurats (1.500 euros en cas de discapacitats). Aix\u00f2 es deriva en un estalvi fiscal per al treballador. Cada vegada s\u00f3n m\u00e9s els treballadors que contracten una asseguran\u00e7a m\u00e8dica privada a Espanya amb l’objectiu de […]","og_url":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/","og_site_name":"RM Assessors","article_publisher":"https:\/\/www.facebook.com\/rmassessors","article_published_time":"2024-05-03T10:26:12+00:00","article_modified_time":"2024-05-03T10:46:21+00:00","og_image":[{"width":810,"height":450,"url":"https:\/\/www.rm-assessors.cat\/wp-content\/uploads\/2024\/05\/1p01exels-photo-7089401_1714645713image-1.jpeg","type":"image\/jpeg"}],"author":"Administrador Finques","twitter_card":"summary_large_image","twitter_creator":"@RMAssessors","twitter_site":"@RMAssessors","twitter_misc":{"Written by":"Administrador Finques","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/#article","isPartOf":{"@id":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/"},"author":{"name":"Administrador Finques","@id":"https:\/\/www.rm-assessors.cat\/en\/#\/schema\/person\/393d054648944d73a9704339ae3c804c"},"headline":"Optimitzaci\u00f3 fiscal mitjan\u00e7ant l’oferta d’asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l’IRPF","datePublished":"2024-05-03T10:26:12+00:00","dateModified":"2024-05-03T10:46:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/"},"wordCount":638,"publisher":{"@id":"https:\/\/www.rm-assessors.cat\/en\/#organization"},"image":{"@id":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rm-assessors.cat\/wp-content\/uploads\/2024\/05\/1p01exels-photo-7089401_1714645713image-1.jpeg","keywords":["asseguran\u00e7a salut treballadors","descomtpe IRPF salut","retribuci\u00f3 esp\u00e8cie asseguran\u00e7a"],"articleSection":["Butllet\u00ed mensual","Destacats","RM-Assessors"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/","url":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/","name":"Optimitzaci\u00f3 fiscal mitjan\u00e7ant l'oferta d'asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l'IRPF | RM Assessors","isPartOf":{"@id":"https:\/\/www.rm-assessors.cat\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/#primaryimage"},"image":{"@id":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rm-assessors.cat\/wp-content\/uploads\/2024\/05\/1p01exels-photo-7089401_1714645713image-1.jpeg","datePublished":"2024-05-03T10:26:12+00:00","dateModified":"2024-05-03T10:46:21+00:00","breadcrumb":{"@id":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/#primaryimage","url":"https:\/\/www.rm-assessors.cat\/wp-content\/uploads\/2024\/05\/1p01exels-photo-7089401_1714645713image-1.jpeg","contentUrl":"https:\/\/www.rm-assessors.cat\/wp-content\/uploads\/2024\/05\/1p01exels-photo-7089401_1714645713image-1.jpeg","width":810,"height":450},{"@type":"BreadcrumbList","@id":"https:\/\/www.rm-assessors.cat\/en\/optimitzacio-fiscal-mitjancant-l-oferta-d-asseguranca-de-salut-com-a-retribucio-flexible-en-l-irpf-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inici","item":"https:\/\/www.rm-assessors.cat\/en\/"},{"@type":"ListItem","position":2,"name":"Optimitzaci\u00f3 fiscal mitjan\u00e7ant l’oferta d’asseguran\u00e7a de salut com a retribuci\u00f3 flexible en l’IRPF"}]},{"@type":"WebSite","@id":"https:\/\/www.rm-assessors.cat\/en\/#website","url":"https:\/\/www.rm-assessors.cat\/en\/","name":"RM Assessors","description":"Assessoria i gestoria a Girona, Figueres i Breda.","publisher":{"@id":"https:\/\/www.rm-assessors.cat\/en\/#organization"},"alternateName":"RM Assessors","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rm-assessors.cat\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.rm-assessors.cat\/en\/#organization","name":"RM Assessors","alternateName":"RM Assessors","url":"https:\/\/www.rm-assessors.cat\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rm-assessors.cat\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.rm-assessors.cat\/wp-content\/uploads\/2023\/09\/RM-Serveis_Assessors.svg","contentUrl":"https:\/\/www.rm-assessors.cat\/wp-content\/uploads\/2023\/09\/RM-Serveis_Assessors.svg","width":200,"height":200,"caption":"RM Assessors"},"image":{"@id":"https:\/\/www.rm-assessors.cat\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/rmassessors","https:\/\/x.com\/RMAssessors","https:\/\/www.linkedin.com\/company\/rm-assessors\/","https:\/\/www.instagram.com\/rm_assessors\/"]},{"@type":"Person","@id":"https:\/\/www.rm-assessors.cat\/en\/#\/schema\/person\/393d054648944d73a9704339ae3c804c","name":"Administrador Finques","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/d3f1bd6d92e385be2a64414ca046dfd0894742f3427354cf9879c4644ab34739?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d3f1bd6d92e385be2a64414ca046dfd0894742f3427354cf9879c4644ab34739?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d3f1bd6d92e385be2a64414ca046dfd0894742f3427354cf9879c4644ab34739?s=96&d=mm&r=g","caption":"Administrador Finques"}}]}},"_links":{"self":[{"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/posts\/12275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/comments?post=12275"}],"version-history":[{"count":2,"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/posts\/12275\/revisions"}],"predecessor-version":[{"id":12277,"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/posts\/12275\/revisions\/12277"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/media\/12272"}],"wp:attachment":[{"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/media?parent=12275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/categories?post=12275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rm-assessors.cat\/en\/wp-json\/wp\/v2\/tags?post=12275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}