{"id":14381,"date":"2025-12-10T17:23:02","date_gmt":"2025-12-10T16:23:02","guid":{"rendered":"https:\/\/www.rm-assessors.cat\/?p=14381"},"modified":"2025-12-10T17:23:02","modified_gmt":"2025-12-10T16:23:02","slug":"canvis-en-la-normativa-sobre-la-responsabilitat-civil-dels-propietaris-i-conductors-de-vehicles","status":"publish","type":"post","link":"https:\/\/www.rm-assessors.cat\/en\/canvis-en-la-normativa-sobre-la-responsabilitat-civil-dels-propietaris-i-conductors-de-vehicles\/","title":{"rendered":"Canvis en la normativa sobre la responsabilitat civil dels propietaris i conductors de vehicles"},"content":{"rendered":"
Ha entrat en vigor la Llei 5\/2025, de 24 de juliol<\/b>,<\/a><\/span> que modifica la normativa sobre la\u00a0\u00a0Responsabilitat Civil en la Circulaci\u00f3 de Vehicles<\/b>. Aquesta reforma introdueix canvis significatius que poden afectar-vos com a propietaris de vehicles, doncs fins ara molts d’ells no estaven obligats a tenir contratada una asseguran\u00e7a, i ara aix\u00f2 ha canviat.<\/h5>\n
\n

A partir d’ara tamb\u00e9 caldr\u00e0 assegurar carretons i “toros” que circulen dins dels magatzems i naus,\u00a0 vehicles industrials, tractors agr\u00edcoles, maquin\u00e0ria d’obra, patinets, bicicletes el\u00e8ctriques, etc…<\/p>\n

1. Redefinici\u00f3 de \u201cvehicle a motor\u201d i \u201cfet de la circulaci\u00f3\u201d<\/b><\/h3>\n
    \n
  • Es considera\u00a0vehicle a motor<\/b>\u00a0tot autom\u00f2bil accionat exclusivament per for\u00e7a mec\u00e0nica, que circuli pel terra i no per via f\u00e8rria, amb:\n
      \n
    • Velocitat m\u00e0xima de fabricaci\u00f3 superior a 25 km\/h.<\/li>\n
    • Pes net superior a 25 kg i velocitat m\u00e0xima superior a 14 km\/h.<\/li>\n<\/ul>\n<\/li>\n
    • Tamb\u00e9 s\u2019inclouen\u00a0remolcs i semiremolcs<\/b>, estiguin o no enganxats.<\/li>\n
    • Es defineix com a\u00a0fet de la circulaci\u00f3<\/b>\u00a0qualsevol \u00fas del vehicle com a mitj\u00e0 de transport en el moment de l\u2019accident,\u00a0independentment del terreny<\/u>, estat del vehicle (en moviment o aturat) o les seves caracter\u00edstiques.<\/li>\n<\/ul>\n

      2. Inclusi\u00f3 dels Vehicles Personals Lleugers (VPL)<\/b><\/h3>\n
        \n
      • Vehicles d\u2019una sola pla\u00e7a, amb una o m\u00e9s rodes, propulsats exclusivament per motor el\u00e8ctric.<\/li>\n
      • Han de tenir:\n
          \n
        • Velocitat m\u00e0xima entre 6 i 25 km\/h si el pes \u00e9s inferior a 25 kg.<\/li>\n
        • Velocitat m\u00e0xima entre 6 i 14 km\/h si el pes \u00e9s superior a 25 kg.<\/li>\n<\/ul>\n<\/li>\n
        • S\u2019exclouen<\/b>\u00a0els vehicles destinats a persones amb discapacitat o mobilitat redu\u00efda.<\/li>\n<\/ul>\n

          3. Vehicles en fabricaci\u00f3 o transport com a mercaderia<\/b><\/h3>\n
            \n
          • Aquests hauran de disposar d\u2019un aval,\u00a0 garantia financera o asseguran\u00e7a equivalent a:\n
              \n
            • 6.450.000 \u20ac<\/b>\u00a0per danys personals.<\/li>\n
            • 1.300.000 \u20ac<\/b>\u00a0per danys materials.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

              4. Valoraci\u00f3 de danys i indemnitzacions<\/b><\/h3>\n
                \n
              • S\u2019incrementen les indemnitzacions per lesions, seq\u00fceles, mort i accidents. Estem a l\u2019espera dels nous barems oficials.<\/li>\n
              • Els\u00a0capitals m\u00ednims<\/b>\u00a0per a l\u2019asseguran\u00e7a obligat\u00f2ria dels VPL seran:\n
                  \n
                • 6.450.000 \u20ac<\/b>\u00a0per sinistre en danys a persones.<\/li>\n
                • 1.300.000 \u20ac<\/b>\u00a0per sinistre en danys materials.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                  S\u2019estableix un\u00a0per\u00edode transitori<\/b>\u00a0per tal de que els propietaris dels vehicles afectats contractin l\u2019asseguran\u00e7a de responsabilitat civil, des del\u00a025 de juliol fins al 2 de gener de 2026.<\/b><\/span><\/p>\n

                  Tot i que durant aquest per\u00edode el\u00a0Consorci de Compensaci\u00f3 d\u2019Assegurances<\/b>\u00a0seguir\u00e0 donant cobertura a vehicles que no disposin de l’asseguran\u00e7a obligat\u00f2ria, aquest es continuar\u00e0 reservant el dret de\u00a0repetir contra el propietari\/assegurat,\u00a0<\/b>\u00a0si aquest encara no ha tramitat la p\u00f2lissa.<\/p>\n

                  Per aquest motiu, recomanem contractar l\u2019asseguran\u00e7a com m\u00e9s aviat millor.<\/b><\/p>\n

                  \"\"<\/p>\n

                  \u00a0A\u00a0RM Assessors<\/b> estem al dia de totes les novetats legislatives que us poden afectar. Si teniu qualsevol dubte o voleu revisar la vostra situaci\u00f3, no dubteu a contactar-nos, trucant al 972 208 258, o per correu electr\u00f2nic adre\u00e7at a info@rm-assessors.cat.<\/em><\/span><\/h5>\n

                  \n","protected":false},"excerpt":{"rendered":"

                  Ha entrat en vigor la Llei 5\/2025, de 24 de juliol, que modifica la normativa sobre la\u00a0\u00a0Responsabilitat Civil en la Circulaci\u00f3 de Vehicles. Aquesta reforma introdueix canvis significatius que poden afectar-vos com a propietaris de vehicles, doncs fins ara molts d’ells no estaven obligats a tenir contratada una asseguran\u00e7a, i ara aix\u00f2 ha canviat. A […]<\/p>\n","protected":false},"author":3,"featured_media":12588,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[18,21],"tags":[3240,3193,3241],"class_list":["post-14381","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assegurances","category-butlleti-mensual","tag-asseguranca-bicicletes-patinets","tag-asseguranca-obligatoria-vehicles","tag-vehicles-personals-lleugers"],"acf":[],"yoast_head":"\nCanvis en la normativa sobre la responsabilitat civil dels propietaris i conductors de vehicles | RM Assessors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rm-assessors.cat\/en\/canvis-en-la-normativa-sobre-la-responsabilitat-civil-dels-propietaris-i-conductors-de-vehicles\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Canvis en la normativa sobre la responsabilitat civil dels propietaris i conductors de vehicles | RM Assessors\" \/>\n<meta property=\"og:description\" content=\"Ha entrat en vigor la Llei 5\/2025, de 24 de juliol, que modifica la normativa sobre la\u00a0\u00a0Responsabilitat Civil en la Circulaci\u00f3 de Vehicles. Aquesta reforma introdueix canvis significatius que poden afectar-vos com a propietaris de vehicles, doncs fins ara molts d’ells no estaven obligats a tenir contratada una asseguran\u00e7a, i ara aix\u00f2 ha canviat. 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