{"id":5498,"date":"2021-02-12T19:18:48","date_gmt":"2021-02-12T17:18:48","guid":{"rendered":"https:\/\/www.rm-assessors.cat\/els-negocis-que-shan-vist-afectats-per-les-restriccions-del-covid-19-poden-reclamar-que-sels-indemnitzi\/"},"modified":"2021-02-12T19:18:48","modified_gmt":"2021-02-12T17:18:48","slug":"els-negocis-que-shan-vist-afectats-per-les-restriccions-del-covid-19-poden-reclamar-que-sels-indemnitzi","status":"publish","type":"post","link":"https:\/\/www.rm-assessors.cat\/es\/els-negocis-que-shan-vist-afectats-per-les-restriccions-del-covid-19-poden-reclamar-que-sels-indemnitzi\/","title":{"rendered":"Els negocis que s’han vist afectats per les restriccions del Covid-19, poden reclamar que se’ls indemnitzi"},"content":{"rendered":"

Els negocis afectats per les restriccions de la pand\u00e8mia tenen dues vies per reclamar indemnitzaci\u00f3 per les p\u00e8rdues que hagin sofert: l’acci\u00f3 directa contra la seva companyia asseguradora, en cas que tinguin una p\u00f2lissa d’asseguran\u00e7a que doni cobertura a la reducci\u00f3 d’activitat o a la p\u00e8rdua de beneficis; i l’acci\u00f3 de responsabilitat per danys patrimonials contra les administracions p\u00fabliques.<\/h4>\n

 <\/p>\n

La situaci\u00f3 de crisi sanit\u00e0ria en la que ens trobem immersos ha tingut un gran impacte en la nostra vida di\u00e0ria. Hem viscut en una situaci\u00f3 excepcional des que l\u2019Estat va aprovar el Reial Decret 463\/2020, de 14 de mar\u00e7, pel qual es declarava l\u2019estat d\u2019alarma, i les seves posteriors pr\u00f2rrogues, com a m\u00ednim fins el 9 de maig del 2021.<\/p>\n

Per\u00f2, indubtablement, les conseq\u00fc\u00e8ncies derivades del COVID-19, han afectat sobretot a les empreses i conseq\u00fcentment, als seus treballadors.<\/p>\n

Tot i que, s\u2019ha anat aprovant nova normativa amb el fi d\u2019intentar minimitzar els perjudicis causats a les empreses, com el Reial Decret-Llei 30\/2020, de 29 de setembre, de mesures socials en defensa del treball, no s\u2019ha aconseguit pal\u00b7liar les conseq\u00fc\u00e8ncies per aquestes, fet que ha comportat que moltes empreses no hagin puguin mantenir la seva activitat i s\u2019hagin vist obligades a tancar de forma definitiva els seus negocis o a entrar en concursos, per intentar evitar la p\u00e8rdua definitiva d\u2019aquestes empreses.<\/p>\n

\u00c9s per aix\u00f2, que si el vostre negoci ha estat afectat per les restriccions imposades per motiu de la pand\u00e8mia, a RM ASSESSORS us podem ajudar a reclamar les p\u00e8rdues que heu tingut a causa del COVID-19.<\/p>\n

Resumidament us explicarem les dues opcions que teniu per reclamar:<\/p>\n

Acci\u00f3 directa contra la vostra companyia asseguradora reclamant la indemnitzaci\u00f3 per les p\u00e8rdues derivades de la pand\u00e8mia.<\/h5>\n

L’Audi\u00e8ncia Provincial de Girona (Secci\u00f3 primera), ha dictat la Sent\u00e8ncia 59\/2021, de 3 de febrer, a favor d\u2019un negoci que havia estat clausurat per causa del confinament que declara el dret a ser indemnitzat per la seva asseguradora.<\/p>\n

Aquesta Sent\u00e8ncia, encara que no crea jurisprud\u00e8ncia, ha obert el cam\u00ed a altres reclamaci\u00f3 contra les companyies asseguradores en cas que s’hagu\u00e9s contractat la cobertura de reducci\u00f3 d’activitat o p\u00e8rdua de beneficis i no s’hagu\u00e9s excl\u00f2s la pand\u00e8mia de forma expressa.<\/p>\n

Per acollir-se a aquesta via de reclamaci\u00f3 s\u2019haur\u00e0 de fer un estudi de la p\u00f2lissa concreta, per\u00f2 amb aquesta innovadora resoluci\u00f3 dur a terme aquesta reclamaci\u00f3 \u00e9s possible.<\/p>\n

 <\/p>\n

Reclamaci\u00f3 de responsabilitat patrimonial de la Administraci\u00f3.<\/span><\/h5>\n

Aquesta opci\u00f3 de reclamaci\u00f3 es troba prevista a la Llei Org\u00e0nica 4\/1981, d\u20191 de juny, en concret al seu article 3 on es preveu que qui com a conseq\u00fc\u00e8ncia de l\u2019estat d\u2019alarma hagi sofert danys o perjudicis per actes que no els hi siguin imputables, tindran dret a ser indemnitzats.<\/span><\/p>\n

En el mateix sentit, es contempla a l\u2019article 32 de la Llei 40\/2015, d\u20191 octubre, de R\u00e8gim Jur\u00eddic del Sector P\u00fablic, en el qual es preveu el dret dels particulars a ser indemnitzats per les Administracions P\u00fabliques, per les lesions que pateixin a conseq\u00fc\u00e8ncia del funcionament dels serveis p\u00fablics.<\/span><\/p>\n

Si s\u2019opta per aquesta reclamaci\u00f3 ser\u00e0 imprescindible acreditar els danys causats i quantificar-los. Per fer-ho, s\u2019haur\u00e0 de dur a terme una pericial econ\u00f2mica, per tal d\u2019avaluar les p\u00e8rdues causades per les decisions de la Administraci\u00f3.<\/span><\/p>\n

A nivell estatal s’han presentat varies demandes en aquest mateix sentit per part de diversos col\u00b7lectius i especialment el sector hostaler.<\/span><\/p>\n

Aix\u00f2 s\u00ed, la dificultat d\u2019aquesta via ser\u00e0 conv\u00e8ncer als jutges de la no concurr\u00e8ncia de causa de for\u00e7a major i deure jur\u00eddic de suportar el dany. Per fer-ho, ens haurem de plantejar diverses q\u00fcestions com: L\u2019Estat hauria pogut actuar d\u2019una forma diferent? S\u2019hauria pogut actuar amb m\u00e9s antelaci\u00f3? Per qu\u00e8 l\u2019Estat no va seguir les recomanacions de la OMS en un primer moment? L\u2019Estat ha sigut coherent amb la seva actuaci\u00f3 envers el COVID-19?<\/span><\/p>\n

\u00a0\"\"<\/a><\/span><\/p>\n

 <\/p>\n

Som advocats. Consulteu-nos sense comprom\u00eds trucant al 972 208 258, o per correu electr\u00f2nic adre\u00e7at a info@rm-assessors.cat<\/em><\/strong><\/h4>\n","protected":false},"excerpt":{"rendered":"

Els negocis afectats per les restriccions de la pand\u00e8mia tenen dues vies per reclamar indemnitzaci\u00f3 per les p\u00e8rdues que hagin sofert: l’acci\u00f3 directa contra la seva companyia asseguradora, en cas que tinguin una p\u00f2lissa d’asseguran\u00e7a que doni cobertura a la reducci\u00f3 d’activitat o a la p\u00e8rdua de beneficis; i l’acci\u00f3 de responsabilitat per danys patrimonials […]<\/p>\n","protected":false},"author":1,"featured_media":4186,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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